Plan your finances and retirement scenarios with a team of Claude Code agents
Idea + starter prompt, not run by us yet
For: People who want to practise a full money review with sample numbers first
A commenter set Claude Code up like a small financial firm. A budget analyst, a retirement advisor, a bolder asset manager, one agent that writes code, and a lead advisor each had a role. Assets, debts and income sat in markdown files. The lead agent interviewed them, then built a phased plan and retirement scenarios.
Steps
- Write made-up assets, debts and income into plain markdown files in a sample folder. Keep real records out of it.
- Make up a short list of sample transactions too. This prompt does not connect to any budgeting app or bank.
- Have scripts summarise the sample transactions, so the AI is not re-reading every line each time.
- Ask Claude Code to set up the separate agent roles and let the lead agent interview you about your goals.
- Read the plan and the retirement scenarios as rough drafts. The commenter shared no real-world results, so check the numbers with a qualified adviser before acting.
Starter prompt
Act as a lead financial advisor and coordinate a few sub-agents: a budget analyst, a cautious retirement advisor and a bolder asset manager. Use only fictional financial figures from the markdown files and sample transactions in [sample folder]. Summarise the transactions with a script instead of re-reading every line. Do not read real financial records or credential files. Do not connect to financial accounts. Do not ask me for account numbers or passwords. First, interview me about my goals, one question at a time. Then show me your plan for who does what and wait for my OK. After that, produce a phased action plan plus several retirement scenarios covering timing, location and lifestyle. Label every assumption. Do not change or delete any file without asking.
Original post: Reddit · found via agentusecases.ai. Written up in our own words. We haven't run it, so test it on made-up data first.